A Loan that is provided by a Pawnbroker against the value of an asset pledged by the borrower that remains with the pawnbroker for the term of the loan.

What assets do we lend money against?

Almost any type of Car, Boat, Truck ,Motorbike, Jet Ski, Horse float or Caravan.

If there is finance owing on my asset can you help?

We prefer the asset is to be free of finance or at least minimal owing. However, please contact us to discuss further.

What if ownership papers are in my name and another name?

This is not a problem we have a process to verify ownership.

What is the Interest charge on the loan?

Interest charged will be determined at the time of contract and is based on the amount borrowed and our assessment of the assets value. however, interest charged if any is set at the time of agreement, there are no hidden fees.

As the contract stipulates, Monthly Repayments are Not Necessary. Full repayment is not required until you redeem your asset. However to reduce your debt you may Pay As You Go.

If I can only afford to pay part of the loan due?

You may pay a monthly extension fee, this allows you the extra time you may need to pay the full debt.

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FAQs

FAQs

Q: How quick do we get money?

Once all the paperwork is completed, you'll receive immediate payment in Cash or Bank Transfer.

Q: Do I have to be employed?

Employment or income or credit checks are not required; your asset is the security on the loan.

Q: What Identification is required?

To qualify for a loan we require to site proof of identification. E.g. Drivers' Licence, Passport or certified Proof of Identification Card.

Q: How long is the contract term?

You decide the length of the loan term. However, contractS are set at 3 Months, but can be repaid at any time without penalty fees incurring. You only repay for the period you have borrowed the money.

Frequently Asked Questions

Learn more, view Vehicle Pawnbrokers‘ Frequently asked Questions guide.

How quick do we get money?

Once all the paperwork is completed, you’ll receive immediate Cash or Bank Transfer.

Additional FAQs

Does bad credit affect the loan approval?

As we retain your asset, this becomes our security over your loan.

Need More Information regarding our FAQs

View our how it works page or get in touch today; visit Vehicle Pawnbroker Sydney or call: 02 9683 6772

Alternatively we offer various pre-options to obtain your pawn loan faster.

SMS your asset photos.(click here)
Complete online form and forward asset photos.(click here)

Extended FAQs

What is a vehicle pawn loan?

A cash loan that is provided by a Pawnbroker to a borrower which is secured against a vehicle owned and pledged as collateral by the borrower. This vehicle collateral remains with the pawnbroker until the debt is repaid.

What vehicle assets do we pawn and lend money against?

Pawn loans are offered against most types of Cars, Boats, Trucks, Motorcycles, Jet Skis, Horse Floats and Caravans.

How quick can I get a Loan against my vehicle asset?

Generally, within thirty minutes.

Do I have to be employed?

Employment or proof of income is not necessary.

Should finance be owing on my vehicle asset can you help?

We prefer the vehicle asset to be free of finance. However, should this not be the case, please contact us to discuss further.

What if asset or vehicle ownership is in another person’s name?

This is not an issue; you may still pawn the vehicle as long as you can provide evidence you have authorisation from the owner. E.g. Wife, family member or company. Furthermore, we must have the ability to verify this.

What identification is required?

To qualify for a vehicle pawn loan, we require photo identification. E.g. Drivers’ Licence, Passport or Certified Proof of Identification Card.

How long is the contract term?

Ultimately, you decide the length of the loan term. The initial contract is set at 3 Months as required by law. However, this can be repaid at any time without any penalty fees incurring. Furthermore, you only repay for the period you have borrowed the money.

What is the interest charge on a vehicle pawn loan?

Loan interest is calculated and fixed at the time of agreement based on the amount being lent and value of the asset being pawned. Importantly, there are no hidden fees.

How do I repay my vehicle pawn loan?

Repayment is not necessary until you reclaim your vehicle asset. However, to reduce your debt, You May Repay Periodically At Your Choice.

If I can only afford to pay part of the vehicle pawn loan due, what are the consequences?

You need to pay an extension fee, this will allow you extra time that you may need to pay the full and final debt.

Please consider Vehicle Pawnbroker, we may have a solution to your short term cash requirements. Borrow against an asset and convert them into cash. Get a short term loan up to $100,000 against a car, motorbike, boat, truck or jet Ski. Phone, email, or visit our office located Parramatta Sydney.

We are Vehicle Pawnbroker, a Second Hand Dealer and Motor Dealer licensed with in New South Wales Australia Pawnbroker services the cities towns and suburbs of New South Wales including Sydney, Cronulla, Wollongong, Bondi, Brookvale, Manly, North Sydney, Chester Hill. Windsor, Cabramatta, Fairfield, Central Coast, Gosford, Newcastle, Blue Mountains, Eastern Suburbs, Kingswood, Mount Druitt, Sydney CBD, Castle Hill, Baulkham Hills, Hornsby, Hurstville, Liverpool, North Shore, Ryde, Northern Beaches, Sutherland, Penrith, Blacktown, Campbelltown, Eastwood, Bankstown, Parramatta, operating as a pawn shop, hock shop, loan agency offering short term 3 month pawn loans secured against goods that are remain in storage for the loan period. A fixed Interest is calculated monthly and payment is at the expiry of the loan. Loan term may be lengthen upon extra payments. No payments and the goods will be sold. Needing cash have bad credit use an asset as collateral.