• Monday to Friday : 8:30 am - 5:30 pm
    Saturday : 8:30 am - 1:00 pm
02 9683 6772
0437 648 278 0437 648 278 SMS your details with asset photos

FAQs

HomeFAQs

Thank you for visiting. Check out our Frequently asked Questions.

 

What is a Pawn loan?

A Loan that is provided by a Pawnbroker against the value of an asset (Pledge) that remains with the pawnbroker for the term of the loan.

What do we lend against?

Almost any types of Car Boat Truck Motorbike Jet Ski Horse float Caravan.

How quick do I get a Loan on my asset?

Generally 15 minutes.

Do I have to be employed?

Employment or income or credit checks are not required; your asset is the security on the loan.

If there is finance owing on my asset can you help?

Yes, however we prefer the asset is to be free of finance or at least minimal amount owing.

What if ownership papers are in my name and another name?

In most cases, this is not a problem.

What Identification is required?

A valid photo Identification and the ownership (registration papers) to your item.

How long is the contract term?

1 Day to 3 Months, you decide your requirement as to the how long that you want to borrow the money, you can come and redeem (Pay & pick up) your asset (Pledge) any time in that period. You only pay for the period that you have borrowed the money.

What is the Interest Charge on the loan?

Our fees our negotiable and each loan is assessed on the age type model condition and value of the asset you are borrowing against, however interest if any is monthly and charges if any are set at the time of the contact, there are no hidden fees.

How do I repay?

When you redeem your asset (pick up) or if you wish we can provide a fixed payment, no hidden fees, direct debit plan.

if I can only afford to pay part of the loan due?

You may pay only the interest (Called an extension), without re-paying any of the principle amount borrowed. This allows you the extra time.

What happens if I can’t afford to pay the loan and redeem the asset?

The asset will be sold, the balance if any maybe refunded.

As a New South Wales Licensed Pawnbroker we trade within the state complying with laws relating to the pawnbroker industry. Click here to link

Pawn broking is exempt under the National Credit Act, because it is not technically credit or a credit service under the Act. It is covered by State-based pawn broking legislation, and also by the unconscionable conduct and misleading and deceptive provisions of the Australian Securities and Investments Act 2001

Please consider Pawnbroker, we may have a solution to your short term cash requirements. Borrow against an asset and convert them into cash. Get a short term loan up to $80,000 against a car, motorbike, boat, truck or jet ski. Phone, email, or visit our office located Parramatta Sydney.

 

Visit us
10D North Rocks Road, North Parramatta, Sydney, NSW
0437 648 278 0437 648 278 SMS your details with asset photos