Thank you for visiting. Check out our Frequently asked Questions.
What happens if I can’t afford to pay the loan and redeem the asset?
The asset will be sold, the balance if any maybe refunded.
if I can only afford to pay part of the loan due?
You may pay only the interest (Called an extension), without re-paying any of the principle amount borrowed. This allows you the extra time.
How do I repay?
When you redeem your asset (pick up) or if you wish we can provide a fixed payment, no hidden fees, direct debit plan.
What is the Interest Charge on the loan?
Our fees our negotiable and each loan is assessed on the age type model condition and value of the asset you are borrowing against, however interest if any is monthly and charges if any are set at the time of the contact, there are no hidden fees.
How long is the contract term?
1 Day to 3 Months, you decide your requirement as to the how long that you want to borrow the money, you can come and redeem (Pay & pick up) your asset (Pledge) any time in that period. You only pay for the period that you have borrowed the money.
What Identification is required?
A valid photo Identification and the ownership (registration papers) to your item.
What if ownership papers are in my name and another name?
In most cases, this is not a problem.
If there is finance owing on my asset can you help?
Yes, however we prefer the asset is to be free of finance or at least minimal amount owing.
Do I have to be employed?
Employment or income or credit checks are not required; your asset is the security on the loan.
How quick do I get a Loan on my asset?
Generally 15 minutes.
What do we lend against?
Almost any types of Car Boat Truck Motorbike Jet Ski Horse float Caravan.
What is a Pawn loan?
A Loan that is provided by a Pawnbroker against the value of an asset (Pledge) that remains with the pawnbroker for the term of the loan.
As a New South Wales Licensed Pawnbroker we trade within the state complying with laws relating to the pawnbroker industry. Click here to link
Pawn broking is exempt under the National Credit Act, because it is not technically credit or a credit service under the Act. It is covered by State-based pawn broking legislation, and also by the unconscionable conduct and misleading and deceptive provisions of the Australian Securities and Investments Act 2001